Great benefits. Zero overhead.
Visaala connects to the cards your employees already carry. Define your policy. Payroll handles reimbursement. Your team never issues a card again.
From zero to live in 15 minutes
No KYB. No card issuance. No pre-funding. No IT tickets.
Step 1 · 5 min
Define your benefit policy
Choose eligible spending categories, set per-employee monthly budgets, and define any custom rules. No legal review needed for standard LSA policies.
Step 2 · 2 min
Invite your team
Send a single invite link. Employees enroll any Visa or Mastercard in under 2 minutes. No new accounts. No new passwords.
Step 3 · Automatic
Benefits go live immediately
AI starts classifying transactions against your policy. Approved purchases are queued for payroll reimbursement. You review a summary — that's it.
AI classification — with human review
Every transaction is automatically matched against your benefit policy. Ambiguous cases go to human review before reimbursement — accuracy enforced at every step.
1. Instant AI match
MCC code + merchant name + spending history is checked against your policy categories in real time. Clear matches are approved automatically.
e.g. Equinox → Wellness policy
2. Employee attestation
When AI confidence is below threshold, the employee confirms the business purpose in plain language. No forms — just a quick note on their phone.
e.g. “Home office monitor for WFH setup”
3. Human review for edge cases
Disputed or flagged transactions go to your admin queue. You approve or deny with full context — and the AI learns from your decisions over time.
e.g. mixed-basket purchase at Costco
Full policy control
You decide what's eligible. Visaala enforces it automatically.
No pre-funding. No float. No locked capital.
Traditional platforms require you to pre-fund a balance before employees can spend. Visaala reimburses through your existing process — you only pay for what's actually used.
$0
upfront cost to set up
15 min
from signup to live
100%
utilization tracking
Built with security first
Read-only card access
Visaala cannot initiate payments or move money. Ever.
AES-256 encryption
All data encrypted in transit and at rest to financial-grade standards.
SOC 2 roadmap
Type II audit in progress. Enterprise controls from day one.
Ready to launch your first benefit?
15-minute setup. No card issuance. No KYB. No pre-funding. Just benefits that work.
Launching with design partners first. No credit card required.